Where to get hsbc credit card

Step 6: Prepare and upload the required documents. Step 7: Submit your completed application. We'll process your application within the next working days. Regarding the credit card. User guide and tips. Frequently asked questions What do the Healthcare benefits offer? Unlimited number of offers and bookings for each Cardholder. Applicable for both Primary and Supplementary Cardholders.

Explore more credit card features. Find out more Find out more to check to 3D secure. Online Bill Payment. Enjoy trouble-free and secure online bill payments with your account. Supplementary Card. The finance charge may be changed from time to time in accordance with the local regulatory requirements. Please make sure you've read the information uner Who can apply and What you should know sections. Credit cards. Interest free period up to 55 days No annual fee.

What is a Mastercard credit card? Exclusive benefits. Superior Premier Exclusive. Related documents. Regaring the credit card. For example, if you wish to have a credit limit of VND 50,,, the minimum cash you will need as collateral is VND 60,, For detailed information, please call our Contact Center 84 28 37 , operating from 8. What is my credit limit if I have been approved for a credit card? The assignment of credit card limit depends on a number of factors.

In general, the maximum credit limit will be 4 times your monthly net income for Platinum Card, 3 times your monthly net income for Cash Back Card, and 2 times for Classic Card.

I have successfully applied for a credit card. May I increase my credit limit to cater for my spending need, or do you adjust my limit from time to time?

We will review your credit limit and will adjust your credit limit provided you are eligible. However, if you wish to increase your credit limit, you may also complete a request form for credit limit increase and return it to us with the income proof for the past 3 months for further processing. We will then assess it for eligibility. Before you use your Card, please read this Credit Cardholder Agreement carefully. By using your Card which includes activating , you will be taken to have accepted the terms and conditions set out in this Agreement and will be bound by them.

You can view our service fees and charges of bank account, credit card and others for reference. Credit cards. Please note during the card renewal process you may use credit card to make purchase transaction at merchants however you cannot use it for online transaction. This functionality will be restored after you receive and activate the new card.

A supplementary credit card is a card that is linked to the primary card holder and allows you to extend the benefits of your credit card to people close to you. Generally, the credit limit of your primary card will be shared with your supplementary card s , and as a primary cardholder, your monthly card statement will list out all the transactions made through both primary and supplementary cards.

The income requirement does not apply to supplementary cardholder as it will be assessed against the primary cardholder. Some merchants in Vietnam charge this additional fee if customer pays by credit card. HSBC Cash Back Credit Card is the credit card that specially designed to reduce the burden of your monthly expenses by giving you cash rebates on your eligible transactions, which means this credit card offers you the best value for your money.

By using the Card, Cardholders will earn Cash Back that is calculated based on:. The statement date is 21st. The cash back amount is calculated and credited to the card account as below:. Customers will be eligible for additional Cash Back rate for specified purchase categories latest from the 7th working day of the 2nd month 1st month is the month customers credits monthly salary to HSBC account to end of the 6th working day of the 3rd month. The additional Cash Back rate will be continuously applied if Customers keep receiving salary to HSBC accounts in the following months.

As such, 12 September is the 7th working day of the 2nd month since 02 September is National holiday. Hence, for spends in the specified purchase categories:. As such, 09 October is the 7th working day of the 2nd month. As such, 18 February is the 7th working day of the 2nd month assuming Tet holiday is tentatively from 04 to 08 February Cash Back will be automatically credited into the Cardholder's account on the next working day after the billing cycle day.

Cash Back can be used to offset with any future retail purchases or offset with any negative earned Cash Back, but cannot be transferred, withdrawn as cash or used to offset the Card payment. The Reward points earned will be valid in the accumulated year and the next two 2 years.

The Reward points earned during the 1st year of card membership, if not redeemed, will expire at the end of the 3rd year of card membership. The Reward points earned during the 2nd year of card membership, if not redeemed, will expire at the end of the 4th year and so on. The 1st year of card membership begins from the date of credit card issuance.

For instance, for a card issued on 10 January , the Reward points earned from 10 January to 10 January , if unredeemed, will expire on 31 January The Reward points will be expired on the last business day of the expiry month showing on the credit card statement. For instance, if the credit card statement shows the points will be expired in August , it means that the points will be expired on 31 August 31 August is the last business day in August The Reward points will be forfeited and the Bank will not accept any redemption request thereafter.

Reward points cannot be exchanged for cash or used to obtain cash advances, or used against payments of any charges. Any redemption request received by the Bank will be fulfilled within thirty 30 business days from the date of receipt. Cardholders can call our Customer Service hotline to track gift delivery. Details of SMS alert type and delivery time. Note: SMS alerts are provided for all local and foreign retail purchases successfully made at merchants, online transactions, MOTO-mail orders and telephone orders and cash advances.

SMS alerts will not be provided for other types of transactions, including but not limited, card activation, balance check at ATM or POS, auto payment of periodical at merchants recurring transaction.

Note: SMS to inform customers about payment due date, minimum payment due amount and statement balance. This is the total outstanding balance in your card account, that also includes installment transactions balance. No enrolment is required. This service is provided to you free of charge by HSBC for your banking convenience and enhanced security. SMS message delivery may be delayed or failed in some circumstances beyond the Bank's control as it depends on the Network Service Providers.

If the alert message is still not delivered to your registered mobile phone number, please check the following:. If the answer is "No" for all above questions, please call our Contact Center for assistance. You will receive the SMS indicating the amount spent in that particular foreign currency. The Bank shall consider to take appropriate actions from time to time to handle those transactions and credit card accounts that have been suspected, believed or had knowledge that violating the mentioning regulations.

For recurring transactions on your credit card, you no longer need to update card details when your card is lost or stolen or damage or expired. New credit card details will be updated automatically and you continue to enjoy uninterrupted service. This functionality will be updated for existing and new customers without enrollment. Each merchant has different requirements for processing recurring transactions. If you receive a new credit card with the card number unchanged due to card damage or renewal , your current online recurring transactions, charged on your credit card will continue to be processed without any information update or activating your new card.

This is to keep your payments process seamless and avoid any interruption in service. If you have any need to stop these recurring transactions, please contact merchants directly to request the termination following to their guides.